The New York Times Real Estate section ran a helpful article for couples considering what to do with the marital home. Issues considered in this article are whether one party can afford a buyout AND can qualify for a mortgage on his/her own. It is not recommended to remain “married by mortgage,” according to the experts cited, because it can create a financial tangle just when parties are trying to become financially independent.
http://www.nytimes.com/2015/11/01/realestate/divorce-and-the-shared-mortgage.html?_r=1